Accounts Receivable Factoring

Turn Unpaid Invoices into Immediate Cash Flow

Accounts Receivable Factoring, also known as Invoice Factoring, lets you sell outstanding invoices to a third party at a discount in exchange for fast access to capital. Perfect for businesses with slow-paying customers or long billing cycles.

Key Features

  • Funding amounts from $10,000 to $10 million

  • Terms up to 24 months

  • Factor rates starting at 1% per month

  • Funding in as little as 1–2 weeks

  • Daily, weekly, or monthly repayment schedules

  • Requires 500+ credit score and 1+ year in business

  • Ideal for B2B businesses with unpaid invoices

How It Works

You sell your unpaid invoices to a factoring company. They advance a portion (typically 85%) upfront and collect from your customers directly. Once paid, you receive the remaining balance minus fees.

Arizona Business Owners

Troy runs a commercial plumbing company in Peoria, Arizona. His clients often take 60+ days to pay. By factoring $120,000 in outstanding invoices, he received cash within a week to cover payroll and materials—without waiting months to get paid.

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Get Started Today

Don’t let unpaid invoices hold your business back. Learn how invoice factoring can keep your Arizona business moving forward.