Business Term Loans

Key Features

  • Loan amounts from $5,000 to $10 million

  • Terms ranging from 3 months to 5 years

  • APR/factor rates starting at 1–4% monthly

  • Fixed or variable interest options

  • Daily, weekly, or monthly repayment terms

  • Requires 550+ credit score and 1+ year in business

How It Works

Once approved, you receive a lump sum that’s repaid in regular installments over your chosen term. These loans are ideal for making large, strategic purchases without disrupting cash flow.

Arizona Business Owners and SBA Loans

Carlos runs a family-owned auto repair shop in Mesa, Arizona. When demand surged, he needed $150,000 to expand his service bays and hire two new technicians. A business term loan gave him fast access to capital with fixed monthly payments, allowing him to grow without overextending financially.

Straightforward Funding with Fixed Payments and Flexible Terms

Business Term Loans offer small business owners a lump sum of capital repaid over a fixed term with consistent payments. Whether you’re investing in equipment, inventory, or expansion, this loan provides financial predictability and access to larger amounts of funding.

A mechanic working on a car engine in a garage.

Get Started Today

Business Term Loans are a reliable solution for long-term investments. Discover how this option can help grow your Arizona-based business.