
Business Term Loans
Key Features
Loan amounts from $5,000 to $10 million
Terms ranging from 3 months to 5 years
APR/factor rates starting at 1–4% monthly
Fixed or variable interest options
Daily, weekly, or monthly repayment terms
Requires 550+ credit score and 1+ year in business
How It Works
Once approved, you receive a lump sum that’s repaid in regular installments over your chosen term. These loans are ideal for making large, strategic purchases without disrupting cash flow.
Arizona Business Owners and SBA Loans
Carlos runs a family-owned auto repair shop in Mesa, Arizona. When demand surged, he needed $150,000 to expand his service bays and hire two new technicians. A business term loan gave him fast access to capital with fixed monthly payments, allowing him to grow without overextending financially.
Straightforward Funding with Fixed Payments and Flexible Terms
Business Term Loans offer small business owners a lump sum of capital repaid over a fixed term with consistent payments. Whether you’re investing in equipment, inventory, or expansion, this loan provides financial predictability and access to larger amounts of funding.
Get Started Today
Business Term Loans are a reliable solution for long-term investments. Discover how this option can help grow your Arizona-based business.