Employee Retention Credit Advance
Key Features
Advance amounts from $75,000 to $5 million
Receive up to 70% of your approved ERC
Funding in 7–10 business days
No monthly payments—repaid when IRS issues your check
Requires 550+ credit score and ERC eligibility
No new debt added to your books
How It Works
An ERC Advance is secured by your expected ERC refund. You assign rights to the credit in exchange for an upfront advance. Repayment occurs when the IRS releases your check—so there’s no pressure on your current cash flow.
Arizona Business Owners
Danielle owns a multi-location daycare franchise in Tucson, Arizona. With over $400,000 in pending ERC credits and delayed IRS processing, she needed immediate capital to cover payroll. By securing an ERC Advance, she received funds in under two weeks; without adding debt or affecting operations.
Access ERC Funds Sooner—Bridge the Gap While You Wait
If your business qualifies for the Employee Retention Credit (ERC) but is still waiting on IRS reimbursement, an ERC Advance lets you unlock a portion of those funds now. This option offers fast, cash-flow-friendly financing without monthly payments.
Get Started Today
Waiting on ERC funds? Find out how an advance can give you fast access to the capital you’ve already earned.